ilmscore | Debt Management Predictions
N/A
Accuracy

Recent Predictions

Total: 70
Correct: 1
Incorrect: 0
Pending: 69
Unrated: 1
Prediction
Author
Predicted at
Status
Video
The speaker outlines a prediction that acquiring a second job and increasing income by 10-20% will allow the guest to pay off their debt within a few years.
"There is the go get a second job that gives you an extra few hundred bucks that starts paying down d..."
Dec 12, 2025
Pending
A specific prediction of the total debt amount the guest is facing.
"I see $133,779.38 of debt."
Oct 15, 2025
Pending
The individual admits to owing $700 on a Discover card, and has not received help with it despite prior assurances.
"I mean, I guess you could call it that. Um, he does like"
Oct 6, 2025
Pending
Predicted that if high-interest debts are not cleared, they can quickly eat into one's fortune, leaving nothing.
"Well, these debts can quickly start eating into your fortune, and before you know it, you'll be left..."
Oct 4, 2025
Correct
A prediction that one party in the relationship has a significant amount of debt.
"I know that they have a lot of debt."
Sep 22, 2025
Unrated
The guest has taken out a 'Buy Now, Pay Later' loan (Affirm) for a $2,000 fitness program at a high interest rate of 31.45%, indicating poor debt management despite the program's claimed success in helping her lose 50 lbs.
"I also see a train arise me 31.45% interest owing $1,662. Well, that was the opening balance. No, I ..."
Sep 5, 2025
Pending
The speaker predicts that continuing to use debt as a means of survival without changing behavior will not yield different results, as it has not worked in the past.
"You just keep doing this over and over again and you're expecting different results, huh? I mean, it..."
Jul 25, 2025
Pending
Despite claiming to care about their finances, the couple's actions, such as having multiple loans and not following a budget, suggest a lack of genuine commitment to debt reduction.
"So, you really do not care, do you? No, I I do care this. We're working on it. That's why we made th..."
Jul 7, 2025
Pending
The speaker believes her financial situation is a six or seven out of ten, despite having nearly $100,000 in bad debt. This suggests an optimistic or potentially unrealistic self-assessment of her financial health.
"I'd say right now in this moment, we're at like a six or a seven maybe. How you're on this show? You..."
May 16, 2025
Pending
The total amount of bad debt is $98,000.
"you have $98,000 of bad debt."
May 16, 2025
Pending
The speaker argues that while debt may not matter at the point of death, the choices leading to it will make life difficult.
"The debt don't matter at that point, does it? Debt don't matter at that point. But you're going to d..."
May 16, 2025
Pending
Both vehicles owned by the couple have a significant negative equity value.
"This is insane negative equity in both cars."
May 16, 2025
Pending
Speaker advises individuals to prioritize escaping debt and restarting their lives, highlighting the advantage of being young to achieve this.
"The larger thing is that you should get out of the clutches of debt and start your life afresh so th..."
Jan 11, 2025
Pending
Individuals in their 40s should aim to pay off their mortgage entirely by age 50.
"goal number three in your 40s is that you want to be paying off your mortgage in full ideally by the..."
Dec 31, 2024
Pending
Prioritize paying off high-interest loans first due to their significant financial impact.
"write down all these loans which ever are the high interest loans need to be knocked off first becau..."
Dec 20, 2024
Pending
Consistently carrying a balance of high-interest rate debt will virtually guarantee an individual does not become a millionaire.
"if you want to virtually guarantee that you won't become a millionaire all you have to do is carry a..."
Nov 4, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Paying down credit card debt yielding 15-28% annual interest provides a better guaranteed return than investing in the stock market, which historically averages around 10%.
"the reason why I want to do this before I think about investing my money before I think about puttin..."
May 21, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Paying down credit card debt yielding 15-28% annual interest provides a better guaranteed return than investing in the stock market, which historically averages around 10%.
"the reason why I want to do this before I think about investing my money before I think about puttin..."
May 21, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Paying down credit card debt yielding 15-28% annual interest provides a better guaranteed return than investing in the stock market, which historically averages around 10%.
"the reason why I want to do this before I think about investing my money before I think about puttin..."
May 21, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Paying down credit card debt yielding 15-28% annual interest provides a better guaranteed return than investing in the stock market, which historically averages around 10%.
"the reason why I want to do this before I think about investing my money before I think about puttin..."
May 21, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Paying down credit card debt yielding 15-28% annual interest provides a better guaranteed return than investing in the stock market, which historically averages around 10%.
"the reason why I want to do this before I think about investing my money before I think about puttin..."
May 21, 2024
Pending
Paying down credit card debt yielding 15-28% annual interest provides a better guaranteed return than investing in the stock market, which historically averages around 10%.
"the reason why I want to do this before I think about investing my money before I think about puttin..."
May 21, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Paying down credit card debt yielding 15-28% annual interest provides a better guaranteed return than investing in the stock market, which historically averages around 10%.
"the reason why I want to do this before I think about investing my money before I think about puttin..."
May 21, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Paying down credit card debt yielding 15-28% annual interest provides a better guaranteed return than investing in the stock market, which historically averages around 10%.
"the reason why I want to do this before I think about investing my money before I think about puttin..."
May 21, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Paying down credit card debt yielding 15-28% annual interest provides a better guaranteed return than investing in the stock market, which historically averages around 10%.
"the reason why I want to do this before I think about investing my money before I think about puttin..."
May 21, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Paying down credit card debt yielding 15-28% annual interest provides a better guaranteed return than investing in the stock market, which historically averages around 10%.
"the reason why I want to do this before I think about investing my money before I think about puttin..."
May 21, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Paying down credit card debt yielding 15-28% annual interest provides a better guaranteed return than investing in the stock market, which historically averages around 10%.
"the reason why I want to do this before I think about investing my money before I think about puttin..."
May 21, 2024
Pending
Prioritize paying off high-interest debts, such as credit card debt.
"work to pay down my high interest debts like my credit card debts"
May 21, 2024
Pending
Avoid financing anything that doesn't generate income; if you can't afford it with cash, you can't afford it.
"if it does not put any money in your pocket you should not be financing it period if you don't have ..."
Apr 14, 2024
Pending
Avoid financing anything that doesn't generate income; if you can't afford it with cash, you can't afford it.
"if it does not put any money in your pocket you should not be financing it period if you don't have ..."
Apr 14, 2024
Pending
Avoid financing anything that doesn't generate income; if you can't afford it with cash, you can't afford it.
"if it does not put any money in your pocket you should not be financing it period if you don't have ..."
Apr 14, 2024
Pending
If an item cannot be purchased outright with cash, it cannot be afforded, even with 0% APR financing deals on things like phones or cars.
"if you don't have the money to buy it in full in cash you can't afford it yet this includes doing 0%..."
Apr 14, 2024
Pending
Avoid financing anything that doesn't generate income; if you can't afford it with cash, you can't afford it.
"if it does not put any money in your pocket you should not be financing it period if you don't have ..."
Apr 14, 2024
Pending
Avoid financing anything that doesn't generate income; if you can't afford it with cash, you can't afford it.
"if it does not put any money in your pocket you should not be financing it period if you don't have ..."
Apr 14, 2024
Pending
Avoid financing anything that doesn't generate income; if you can't afford it with cash, you can't afford it.
"if it does not put any money in your pocket you should not be financing it period if you don't have ..."
Apr 14, 2024
Pending
Avoid financing items like phones or cars if not purchased outright with cash, as this indicates an inability to afford them.
"if you don't have the money to buy it in full in cash you can't afford it yet this includes doing 0%..."
Apr 14, 2024
Pending
Avoid financing anything that doesn't generate income; if you can't afford it with cash, you can't afford it.
"if it does not put any money in your pocket you should not be financing it period if you don't have ..."
Apr 14, 2024
Pending
Avoid financing anything that doesn't generate income; if you can't afford it with cash, you can't afford it.
"if it does not put any money in your pocket you should not be financing it period if you don't have ..."
Apr 14, 2024
Pending
Credit card interest rates can range from 15% to 28% annually.
"credit cards are charging you 15 18 21 25 sometimes 28% a year in interest"
Mar 24, 2024
Pending